Blue Cross Blue Shield Medicare Supplement Rate Changes

If you have a Medicare Supplement through Blue Cross and Blue Shield, you will soon receive a letter notifying you of your new Medicare supplement rate beginning June 1.  What to look for in this letter Your rate adjustment is your yearly change due to overall claims activity within your group, age bracket, or inflation…. Read more »

Getting Help With Prescription Drug Costs

When you become eligible for Medicare, we recommend that you enroll in Part D Prescription Drug coverage. Many Part D plans can help alleviate the costs of your medications; however, we understand that for some people, the cost of a plan, as well as the medication costs can be expensive. Before rejecting a Part D… Read more »

Getting more from your Medicare and Medicaid coverage

Many of your healthcare needs are already met if you have both Medicare and Medicaid benefits. However, you may also be eligible for a Medicare Advantage Plan (Part C), which combines your doctor, hospital, and prescription coverage into one plan. What is covered under a Medicare Advantage Plan? These Dual Eligible plans often cover benefits… Read more »

How do I cover my out-of-pocket medical expenses?

Whether you have a Medicare Advantage plan, an ACA or Obamacare plan, or you pay for your own individual insurance, you may be left with some out-of-pocket costs. Even with comprehensive medical coverage you may encounter unforeseen expenses, from deductibles to copays. In addition, if you become ill and need to stay in the hospital… Read more »

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