Understanding Qualifying Life Events

Can I purchase insurance if I missed open enrollment? One of the most common questions we receive as North Carolina health insurance agents, is from people who need to purchase health insurance outside of the open enrollment period. Many customers call or email us wondering if they are still able to purchase health insurance if they’ve… Read more »

How Do I Know if I’m Eligible for a Health Insurance Subsidy?

Health Insurance Subsidy Information When the Affordable Care Act began to take effect in 2010, it brought many changes to the landscape of healthcare in the United States. Perhaps the largest change among those was the mandate that requires all US citizens (with a few exceptions) to have health insurance. Though many people receive health… Read more »

Understanding Essential Health Benefits

What Will My Health Insurance Cover? Beginning in 2014, the Affordable Care Act required that health insurance plans, inside and outside of the government’s Health Insurance Marketplace, cover a number of different health-related categories known as essential health benefits. These plans must cover ten areas of service Essential health benefits include: 1. Ambulatory patient services… Read more »

Medicare Open Enrollment Is October 15-December 7

When is Medicare Open Enrollment? October 15 marked the first day of the Medicare open enrollment period, which allows beneficiaries a window to review, update or alter their current policies. In addition to altering current plans, seniors aged 65 years or older, who have not previously been enrolled in a Medicare plan, may use the open enrollment period… Read more »

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