Choosing a Medicare Supplement or a Medicare Advantage Plan

Original Medicare will cover approximately 80% of your medical costs after meeting annual deductible amounts.   This can leave you potentially handling substantial medical expenses with no out-of-pocket spending limits. We recommend considering some form of coverage to alleviate these costs. Both Medicare Supplement and Medicare Advantage plans can reduce your healthcare costs, but they do… Read more »

Short Term Health Insurance

While the ACA has afforded many Americans the opportunity to purchase health insurance, you may find yourself in a position where you are currently ineligible to sign up for an ACA plan, but are still feeling like you need some level of health coverage. Short Term Health Insurance (STI) is not a substitute for an… Read more »

Medicare and Income Related Adjustments

For most Medicare eligible people, the Part B premium is $104.90 (2014.) Part D premiums are determined every year during open enrollment.  However, you may be required to pay more for these premiums based on your income. Part B Premium Adjustments In some cases, you may pay more than the standard Part B premium if… Read more »

Travel Medical Insurance

More and more Americans are traveling abroad for leisure, business, or are living abroad for extended periods of time. Often domestic insurance policies do not cover all of the possible issues that you may encounter while traveling. Travel medical insurance acts as a supplement to your existing plan, or as your primary insurance while oversees… Read more »

Call Us Icon

Call Us! 919.380.9700

Regardless of whether you purchase a policy or not, we are always happy to help in any way we can.