How do I cover my out-of-pocket medical expenses?

Whether you have a Medicare Advantage plan, an ACA or Obamacare plan, or you pay for your own individual insurance, you may be left with some out-of-pocket costs. Even with comprehensive medical coverage you may encounter unforeseen expenses, from deductibles to copays. In addition, if you become ill and need to stay in the hospital… Read more »

Understanding the Medicare Coverage Gap for 2017

The Medicare Coverage Gap or the “donut hole” is an important and often confusing term that you need to understand if you have a Medicare Prescription Drug Plan (PDP). If a person enters the Coverage Gap, the cost of their medications may increase. We have listed some important points to help you understand the Medicare… Read more »

Watch Your Mailbox For Your Annual Notice of Change (ANOC)

If you have a Medicare Advantage Plan, a Part D Prescription Plan or an Affordable Care Act (ACA) Plan, you should be receiving your Annual Notice of Change (ANOC) from your plan provider. The ANOC letter or package will highlight any changes to your coverage and costs for 2017. Remember, these plans do change every… Read more »

Getting in Shape with Silver and Fit

Silver and Fit is an exercise program offered to Blue Cross Blue Shield Medicare Supplement members. This program allows you to pursue improved fitness through two options. Option 1: For $50 a year (June 1 – May 31) you can have access to your choice of several fitness facilities or gyms in your area Depending… Read more »

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