Choosing a Medicare Supplement or a Medicare Advantage Plan

Original Medicare will cover approximately 80% of your medical costs after meeting annual deductible amounts.   This can leave you potentially handling substantial medical expenses with no out-of-pocket spending limits. We recommend considering some form of coverage to alleviate these costs. Both Medicare Supplement and Medicare Advantage plans can reduce your healthcare costs, but they do not work together, and you cannot be enrolled in both.  There are several items to consider when deciding between a Medicare Supplement and a Medicare Advantage plan.

Med Sup vs MA

Doing your Homework

Medicare Advantage plans are usually attractive due to the lower monthly premium and because they include prescription drug coverage.  However, before enrolling in a Medicare Advantage plan, it is important to determine if you current doctors are in-network and how you medications will be covered.  Before you make a choice, review all of your current medical needs and expenses.  Working with an agent who understands these plan options can be very helpful — we are here for you and able to help you review your choices.

Call Us Icon

Call Us! 919.380.9700

Regardless of whether you purchase a policy or not, we are always happy to help in any way we can.

Client Testimonials

Choosing a Medicare Supplement or Medicare Advantage Plan

  • "This is a family-owned business who cares about their potential clients. I was looking for help with health insurance and even though it turns out I don't need new health insurance at this time, I feel compelled to write a review because of how thorough Brendan was. He was very knowledgeable and easy-going. He didn't seem pushy at all and listened to everything I had to say. He made sure he was getting all the information correct. I would recommend this agency for any insurance needs." - Doug C.
  • "I sought help from Wooten Agency; Ed, along with Nancy, took the bull by the horns and sorted things out for us very quickly. Shortly thereafter Ginny took over. She is definitely most qualified as a plan selector for Medicare plans and issues related to Medicare. My appreciation to Crystal for the gracious way she always responds to telephone calls and makes every effort to ensure one is not forgotten. And Dana....the one contact we had was enough to find out you are similarly inclined to help a client." - Frank V.
  • "You [Aaron] have been so helpful, and you have all taken a personal interest in my individual and specific questions in order to make the best insurance choices for my needs. Thank you all! I look forward to working together in the future months and years." - Susan H.

Wooten Agency